Military New Loan Program

The Pima County Bond Program (also called the Mortgage Revenue Bond or MRB) has been around for years now. Funds are depleted from time to time but there are currently $25 million dollars available. This is a subsidised interest rate program for first time buyers and veterans. The interest rate offered is adjusted periodically to keep it below the rate available on the open market. The news today is that the interest rate was adjusted on Friday to 2.99%! Mortgage rates are extremly low but it is safe to say that this is well below the open market.

The good, the bad, and the beautiful:

The good:  

     -This program can be used anywhere in Pima County including the city of Tucson

-The interest rate is available to first time buyers and veterans

-Subject properties do not have to be bank owned

-The interest rate is fixed

The bad:

-If a buyer holds the title to any other property they are ineligible

-There are income limits

-1 or 2 person households $70,800

-3 or more person households $82,600

-There are maximum purchase prices

-One unit existing $284,635 or new $347,485

-Two unit existing $364,365 or new $445,335

The beautiful:  

There is a down payment assistance program that can be used with the bond program. The guidelines above apply as well as some additional ones.

-$8,500 is available for down payment assistance and closing cost

-The $8,500 must be repaid when the home is sold (a lien is recorded)

-Interest accrues on the silent second lien at 2%

-Income limits are tighter for the DPA

-1 person household $32,200

-2 person household $36,800

-4 person household $46,000

To see the source visit the website of the City of Tucson Industrial Development Authority. I promise, the procedure can be painless!

Steven Van De Beuken

Sunstreet Loan Officer

2840 E Skyline Dr Ste 230

Tucson, AZ 85718

Arizona Association of Mortgage Professionals/Southern Chapter

President

Cell    520-235-6862

Office   520-547-4149

RE/MAX SOLD MORE REAL ESTATE IN THE WORLD

Dave Liniger founder of RE/MAX voted “Most Influential Leader” by Inman News at the New York “Real Estate Connect conference in 2012. RE/MAX Associates sold has SOLD more Real Estate than anyone in the World. According Dave Liniger “We have out produced our competition’.

We are number ONE in the United States and Canada.

We are number ONE in many countries around the globe.

In 2011 many clients spoke loudly about the service RE/MAX agents have delivered through real estate sales. J.D. Power and Associates 2011 Home Buyer/Seller study recognized RE/MAX for providing highest overall consumer satisfaction for both buyers and sellers. Dave Liniger, RE/MAX chairman and co-founder was delivered this great news!  RE/MAX  awarded the highest ranking  for “Home Sellers” and “Home Buyers“. “It comes down to professionalism and commitment to a proven level of customer service”, said Dave Liniger.

REMAX.Global.com

Search Properties Around The World!

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Don & Kathy Vallee with RE/MAX Excalibur Realty are listed as a Top real estate teams in Tucson and Oro Valley Arizona! If you want a to receive these same real experiences then call

Don Vallee or Kathy Vallee

520-544-5555

Vallee Gold Team “From Gold To Sold”

Don & Kathy Vallee HELP…people figure out if they should consider a “Short Sale”

Resolve to Face the Facts!

Since 2007, 8.9 million homes have been lost to foreclosure and millions more are headed in that direction.

As a real estate professionals who have earned the Certified Distressed Property Expert (CDPE) designation, our mission is to ensure that you or anyone you care about does not add to that statistic.

The unfortunate fact is that so many homeowners who have played by the rules and never imagined that they could be facing foreclosure are now in a very tough situation.

More than one in four homeowners owes more on their mortgage than their home is worth. On top of that staggering statistic is the fact that millions of homeowners are unemployed, or underemployed and falling further behind every month.

Sound familiar? Rest assured you are not alone.

If you feel that you are headed toward foreclosure, or if you are avoiding facing that fact, the sooner you reach out for help, the better your options.

As a distressed property consultants, we help distressed homeowners to work through every aspect of the denial and discouragement that accompanies a mortgage which is no longer manageable, and in the process, to move toward financial solvency.

If you or someone you care about is ready to tip the scales back toward financial solvency, contact me today and let’s get started.

www.CallToAvoidForeclosue.com

Set against rugged mountain silhouettes back dropped by midnight blue skies, offers a wide variety of equestrian charm. Located  along the base of the Catalina Mountains near Reddington Pass sits on of Tucson’s well-known area of Tucson “Saguaro National Monument west”.   Defined by its lasting roots and connection to the area’s rich native Sonoran Desert landscape. Located near the Tanque Verde guest ranch that was established in 1868 by the Carrillo family,  used as a cattle ranch. Expansive horse property estates with easy access to riding trails can be found in the Black Hills USGS quad topo map. This reservoir is stocked with fish by the Fish and Game department in Pima County.

We have featured this property for sale!

The seclusion of 4.27 (+/-) acres can be found at 420 Pinto Place, Tucson AZ 85749 a Mexican southwestern influence built by the famous architect Bennie Gonzales with a modern flair.

Exclamation point…

Enjoy spectacular views from this private gated equestrian estate adjacent to riding trails. This elegant 27 acre equestrian estate offers architectural features designed by the famous “Bennie Gonzales” with a contemporary flair.”Tucson Southwest With Mexican Influence”…impressive details such as Glass doors, soaring wood ceilings, sweeping window walls to enhance the gorgeous out door scene.  A dramatic open floor plan with a European twist to every room but keeping with in the  southwestern ambiance.

Dust off your boots, saddle up and hit the 5 mile riding trail. With breathtaking backcountry hiking trails, everyone  can find a place to enjoy here. Take  the family to the near-by pond to fish or hang out bird-watching…looking for heron and ducks…

Bennie Gonzales Architect

Search Equestrian properties

For Appointment Call Don or Kathy Vallee at 520-544-5555

Vallee Gold Team

RE/MAX Excalibur Realty

11115 N. La Canada Dr. Suite 155, Tucson AZ 85737

Tucson Luxury Home Specialist

Vallee Gold Team “Just Listed” Home In Oro Valley, AZ

MLS#: 21130030

2371 E Skipping Rock Way Tucson, AZ 85737

Desirable Community of Rams Canyon in La Reserve at the base of Pusch Ridge

Vallee Gold Team Just Listed 2371 Skipping Rock

Located in the heart of Oro Valley, Arizona sits a beautiful 4 bedroom, 2 bath, 1,873 square foot home with custom tile, wood floors and plantation shutters! You will enjoy this single level open floorplan with a spacious kitchen, professionally painted with granite, island, stainless steel undermount sink and oak cabinets with pullouts. Best of all, the Family room features a cozy fireplace and double slider to patio. Exquisite Master suite boasts fireplace with remote, french door to patio and master bath with garden tub, double vanity and large shower. The professionally landscaped backyard has covered patio, sparkling pool and gorgeous mountain views. Bonus – enclosed dog run on the north side of the home with dog door, and two car garage.  Built in 1998.

This home offers the following appliance package: Alarm; Dishwasher; Disposal; Garage Door Opener

School District is Amphitheater: Elementary:Copper Creek, Middle: Cross, and High School: Canyon Del Oro

Directions: N-Oracle, E-Rams Field, N-Skipping Rock (First house on left)

RE/MAX Excalibur

Don Vallee, ABR, CRS, SFR

Kathy Vallee, CDPE, CRS, CLHMS

11115 N. La Canada #155

Oro Valley, AZ 85737

don@donvallee.com

http://www.ValleeGoldTeam.com

520-544-5555

]]> http://tucsonazrealestate.com/2011/11/23/vallee-gold-team-listing-2371-e-skipping-rock-way-tucson-az-85737/feed/ 0 http://tucsonazrealestate.com/2011/11/06/don-vallee-certified-investor-agent-specialist-cias/ http://tucsonazrealestate.com/2011/11/06/don-vallee-certified-investor-agent-specialist-cias/#comments Mon, 07 Nov 2011 00:44:26 +0000 Vallee Gold Team http://tucsonazrealestate.com/?p=3053

FOR RELEASE: IMMEDIATE

For more information, please contact:

Don Vallee

520.544.5555

don@donvallee.com

www.ValleeGoldTeam.com

Local Agent Receives Training to Effectively Counsel Real Estate Investors, Provide Wealth-Building Strategies

Tucson, AZ – January 2010– Don Vallee of RE/MAX Excalibur Realty in Tucson has earned the prestigious Certified Investor Agent Specialist™ (CIAS) Designation, having completed extensive training to understand the different real estate investor types, and the investment opportunities, financing options and calculations needed to provide solutions for each. The five real estate investor types include: First-Time Investors, Move-Up Investors, Portfolio Investors, Performance Investors, and Rehab and Resell Investors.

“For decades, investing in real estate has proven to be a consistent and stable way for individuals to build wealth,” Vallee said. “Real estate investment supports a number of industries, including construction, retail and professional services, and is a strong way to energize and increase investment in our local economy.”

Over the past 12 months, investment and second-home properties comprised more than $300 billion in sales, representing approximately 27 percent of all residential real estate transactions. In addition, in market conditions affected by mortgage industry challenges, 48 percent of investors made all-cash purchases.

“As markets face the challenges of distressed properties and a difficult economy, real estate investors have the opportunity to find productive deals while helping communities stabilize,” Vallee said. “Investors provide much needed liquidity to the market, decrease vacancy rates, improve neighborhoods, and present solutions for homeowners who need to sell.”

With the CIAS Designation training, Vallee will help Tucson-area residents build wealth through real estate investment, and homeowners facing foreclosure find potential buyers for their properties.

Today, millions of homeowners are either delinquent on their mortgages or in the foreclosure process. One potential solution for homeowners in this situation is a short sale, in which the lien holder accepts a sale price of the home that is less than the mortgage amount owed. Increasingly, real estate investors are facilitating this solution.

“When it comes to properties that actually end up in foreclosure,” Vallee added, “up to 30 percent of them can’t close conventionally. Investors are often the only ones who can buy them.”

The Distressed Property Institute provides live and online CIAS Courses to train real estate professionals how to address the needs of all real estate investors.

For more information Call Don Vallee, visit www.ValleeGoldTeam.com.

Don Vallee, CIAS

Tucson Foreclosure Fears

Reports of foreclosures by the millions have been in the news so much over the past few years that to some, it might seem like the new normal.  ”This too shall pass”.

But as a real estate professionals and Certified Distressed Property Experts, CDPE who are in the trenches with financially stressed homeowners every day, it never for a second feels to me like business-as-usual. Don and Kathy Vallee discuss the benefits of using an experienced “Tucson short sale negotiator“.

Call To Avoid A Foreclosure

Don Vallee, a Tucson Short Sale negotiator has counseled and  sat down with many families over the past few years and the prospect of losing ones home is right up there among the major sources of grief, and often, it goes hand in hand with other tragic setbacks such as the loss of a job, a divorce, death of a loved one, mounting medical bills or skyrocketing mortgage payments.

It is not unusual to go through stages of grief. The first stage of grief is denial, and that’s even more the case when the threat of foreclosure is looming. Your not along…but that does not make it any easier and no one wants to talk about or admit financial troubles—even when millions of others have founds themselves in a similar spot.  It’s completely understandable, but for homeowners who are behind on mortgage payments, decisive action is often the most critical step toward ensuring the best possible solution.

Don and Kathy Vallee have had  the Certified Distressed Property Expert (CDPE) designation since 2009, and have helped homeowners deal with every aspect of the grief and uncertainty that accompanies a mortgage which is no longer manageable. In the process, they have helped many families get on a path of financial solvency.

If you or someone you care about would like to change the course of a life that’s facing foreclosure, they get it and  can help.

Contact Don or Kathy Vallee today at 520.544.5555 or don@donvallee.com.

Vallee Gold Team with RE/MAX Excalibur Realty

Buyers: Get Tips On How To Buy A Short Sale Property

Tucson Short Sale Negotiators, CDPE

Tucson Homes And Land Magazine Now With Canadian Distribution

Featured Agents Don and Kathy Vallee

Don and Kathy Vallee advertise with Homes and Land magazine, they are investing in the most comprehensive marketing plan available for their clients. Homes and Land is a high quality magazine that buyers pick-up first and keep throughout their home search. Homes and Land exposure reaches home buyers across the continent and now into Canada, with mass distribution to over 600+ locations frequented by qualified buyers, including airport, real estate offices, 30+ grocery stores, hotels, restaurants, and much more.

Homes and Land Magazine has partnered with RE/MAX Collection in Tucson Arizona to target market the top ten percent for luxury home buyers and sellers. All over the World Wide Web with over 1.3 million unique visitors per month and is the #1 site for Affluent viewers. Homes and Land distributes to upscale websites: Dupont Registry, International Herald Tribune, New York Times, and Wall Street Journal.

Home buyers can now use their mobile phones to view properties featured in Homes and Land magazine.

See our listings and Tucson listings at: www.ValleeGoldTeam.com

First Time Homes to Luxury Homes and Estates 520.544.5555

Don & Kathy Vallee, CDPE, CRS, CLHMS (Certified Luxury Home Specialist – Guild)

RE/MAX Excalibur Realty “Tucson’s Friendliest & Most Recognized Realtor For Over 12 Years!”

Tucson total sales volume showed a slight decrease of 1.13% from September 2010 as compared to the same time last year. We are still in a buyer market as the average sales price had a slight decrease in September of 2011 to $150,699 which is down 2.74%. In September 2011 the Tucson Association of Realtors reported 5,155 active listings for Tucson and surrounding area.

Search your area market trends with our handy Tucson market mapper!

For A Complete Tucson Housing Market Report Contact Don or Kathy Vallee

RE/MAX Excalibur Realty-Tucson & Oro Valley Arizona

520-544-5555

Vallee Gold Team

As recently as a few months ago, if you would have told us that we would be raving about a lender’s stellar service and  rapid approval times – not to mention significant cash incentives for financially strapped homeowners for pursuing a short sale – we would have given you a strange look.

It’s all different now. And it’s changed faster and to a greater extent that we could have imagined.

With a glut of bank owned properties dragging down the recovery of real estate market, as well as the national economy, many lenders are eager  to avoid foreclosure.  So more than ever they have really sharpened their focus on short sales. It’s a much friendlier landscape than ever before.

The lenders are staffing up to ensure a rapid processing time on short sales. They have offered cash incentives at closing to homeowners who pursue a short sale.  And they are proactively seeking Certified Distressed Property Experts and putting them in touch with distressed homeowners.

The media and news are not reporting this yet. What is important is that you know and understand that short sales are much easier to get approved and completed. We are Certified Distressed Property Experts and we have successfully closed approximately 34 short sale this year. So we know they can be done, and done in 3-4 months. In Tucson about 25%-30% of our real estate transactions are short sales.

As a member of the CDPE advanced community,  we are tapped into major lenders and on top major developments affecting short sales and bank owned properties. We invite you to visit our website Call To Avoid Foreclosure  to learn more and feel free to contact us. If you or anyone you know is struggling with an unmanageable mortgage then give them our number 520-544-5555.

TUcson Short Sale With CDPE Don and Kathy Vallee

RE/MAX Excalibur Realty

Tucson CDPE Agents: Don Vallee and Kathy Vallee

Search Tucson Short Sales